Helping you to get into the home of your dreams is my most important goal, whether it is a new home loan purchase or refinance. With my background in Counseling, I know the right questions to ask and how to work with you efficiently and professionally to get you the right loan and save you money. I have a Master's Degree from California Lutheran University, I'm a resident of Ventura County and am truly a local son. I speak both English and Spanish fluently to keep all our communications on track. Your success is my success.